This example is for one qualified unit. So, if you send in $300 right away you have qualified one unit the fastest way.

This example also represents your first 12 months of loans.

Total loans. . . . . . . . . . . . . . .$202,350.00

Less 1% credit life. . . . . . . . . . . .-2,023.50

Net loans. . . . . . . . . . . . . . . .$200,326.50

Less total payments. . . . . . . . . . .-17,365.86

Net ahead. . . . . . . . . . . . . . . .$182,960.64

Less 50% of months 9-12. . . . . . . . . . . . . .
loaned to company. . . . . . . . . . . -94,800.00
(get back in 1year + 4%)

Left to live on. . . . . . . . . . . . .$ 88,160.64

This shows you still have over $88,000 at the end of the first year, even with the new limits, by just qualifying one unit and then sitting and waiting. Not bad!

What if you bought one unit for yourself and one for your spouse? This over $88,000 then doubles to over $176,000.

Keep in mind the reason for owning more then one unit is to get to the $100,000 limit quicker.

This is the way I understand the new limits.

Loan Introduction & Instructions

Before you read the application enclosed, please read this explanation of how this program came to be and how it works.

In August of 2000, some people in our business network realized that we had a marketing plan that actually works and they may actually make millions of dollars within two to three years. We were talking about the massive taxes we would have to pay. When you add it up, federal, state, social security, medicare and all other taxes, over 50% of what you earn will go to taxes. They wanted to know what they could do. I said, ?I?m sorry but it is income and as long as it is income it is taxable?.

After the meeting, I began to think if it wasn?t income, then it may not be taxable. It occurred to me that there is only one way for money to not be income. If it were a loan, then it would not be taxable.

After meeting with an Attorney and a CPA I realized the only way a loan plan will pass the scrutiny of the IRS, is there must be a definite pay-back plan.

To qualify for the loan, each person pays a one time processing fee of $300.00 or pays a one time processing fee of $100.00 and refers two other people to the program within 30 days of signing your application. If applicant does not refer two people within 30 days of signing the application then in order to receive loans, applicant must pay MN Partners $100.00 per person not referred.

Once qualified in our system, usually less than 30 days from qualification, MN Partners will mail applicant their first loan. Each loan is based on a two year amortized, 6% APR, monthly installment loan. Each month you will receive larger loans than the month before so that you will always have much more than you need to make your payments and have plenty of spending money left over. Within 16 months, you will be netting over $100,000.00 in spending money each month.

I know you are probably wondering if this is legal. Yes it is. You see, we as ?The Company? will be collecting money from you in fees and interest and we will be paying taxes on our profits. But because a corporation doesn?t pay social security taxes and medicare taxes off the top and with the deductions that corporations have that individuals don?t, our tax burden will be much smaller than yours. In other words this is not a tax evasion but you are deferring your taxes to the corporation.

Up until now you couldn?t keep borrowing money because the more you got in debt, the harder it was to find a bank that would loan you the money. Now you can continue to borrow money the rest of your life and not worry about paying it back, because it will be paid off upon death.

The enclosed information is master copies, if you choose, duplicate the forms and refer others to MN Partners. If you don?t refer anyone to our program that is fine, there is no requirement to do so.

The application form is very simple and self-explanatory. Starting at the top of the Agreement PRINT CLEARLY your name, as you want it to appear on your loan checks .Next, date and then sign the agreement as you printed your name at the top .Now PRINTING CLEARLY , complete the rest of the application . You were referred by: _____________________________Phone: _______________, Country: _________ State: ________ Email: ________________________. Check everything over carefully and then make a copy for your records before sending the original along with your payment to MNP.

The amount of funds sent with the agreement should be either $100 or $300 in USD in the form of a check or money order made payable to MNP. NOTE : If you elect to pay the $100 processing fee you are NOT qualified to receive loans until you have referred two other people to the loan program , see the Agreement for details .If you elect to pay the $300 processing fee you Are immediately qualified for (1) one loan unit .Nothing else is required of you except signing and returning new documents monthly and keeping your payments current.

Once qualified ,your loan application will be processed and you will receive a check for $49..50.A deduction of $0.50, equal to 1% of $50 , is made to provide Credit Life coverage for your loan . The promissory note will be sent in duplicate one for your records and one to be signed and returned to MNP with your payment due. You should keep a copy of these documents so you can prove to the IRS ,or anyone else ,that the funds from MN Partners are loans .If MNP has received your Promissory note and loan payment before the due date your next loan will processed as scheduled .A deduction of $1.00 for Credit Life is made from your $100 loan and you will receive a check for $99.00. Monthly you receive a new promissory note stating, ??All previous promissory notes are consolidated in the new note and replaces all other notes.? This must be signed and returned along with your loan payment.

If a person wants to qualify for more than one loan unit then they could do the following ? John Doe completes a Loan Agreement as John Doe 1-3 and send in $300.00.John Doe #2 and #3 are placed under John Doe #1 .John Doe #1 now has a qualified loan unit. John Doe now has 30 days to qualify loan units # 2 and # 3. To qualify #2and #3 loan unit refer 2 to each unit or a total of 4 referrals. John Doe now has 3 qualified loan units. These are only examples of what can be done if anyone wants to start out with more than one (1) qualified loan unit. An applicant can start with one (1) loan unit and add more loan units at any time later.

We appreciate everyone?s work referring others to the MNP loan program. MN Partners now has a way to reward those who can continue referring others to MNP. If all of your loan units are qualified, MNP will place your next 2 referrals where needed , and a free loan unit will be created in your name a $100.00 value. The next 2 referrals will qualify that free loan unit. In other words ?Refer 4 more and you get another qualified loan unit.? Of course, if you wanted to qualify each unit faster ,you could pay the $200 processing fee then the next 2 referrals would give you another loan unit you could qualify .Referrals could help eliminate your out of pocket processing fees and give you additional loan units .All this will be done for you automatically at the home office . MNP has a weekly communication update call every Thrusday at 10:30 PM Eastern 1-212-461-5860 pin code 2888 # this line will hold up to 4000 callers . There will also be a recorded sizzle call that anyone can call 24 hours a day. There will also be a FOD number that one can call for information and forms necessary to join the MN Partners loan program.

Peace to All !

M N Partners
3787 Opelika Rd.Suite C
Phenix City, Al 36870
Phone: 706-577-8552
Toll-free phone number: 877-703-2954
Email: [email protected]
Fax number: 334-298-5456